Condo Insurance
Condo insurance made simple for Arizona residents—get the right protection for your unit, your valuables, and your financial security.
Condo insurance is different from home or renters insurance—so it’s important to get coverage that fits your exact living situation. At Polder Insurance, we work with condo owners across Arizona to build policies that protect the parts of your unit not covered by your HOA. That means coverage for your walls-in structure, personal property, liability, and any improvements or upgrades you’ve made. Whether you’re in a small complex or a high-rise building, we help simplify condo coverage from start to finish.
Why Condo Insurance Matters
Condo owners face a unique gap between what their HOA covers and what they’re responsible for. Without proper insurance, damage inside your unit or liability claims could cost thousands out of pocket. Condo insurance fills that gap by protecting your personal property, structural elements, and personal liability. For Arizona residents in shared buildings, it's the key to protecting your slice of the property without relying solely on your HOA’s policy.
How We Help With Condo Insurance
Condo insurance can be confusing—we help Arizona condo owners understand what’s covered, what’s not, and how to fill in the gaps.
Unit-Specific Condo Insurance Options
Our condo policies cover interior walls, improvements, and personal property not handled by your HOA.
Clear Breakdown of HOA vs. Owner Responsibility
We explain what your HOA covers and where your personal responsibility begins, so you’re never caught off guard.
Coverage That Grows With Your Home
As your condo value and needs evolve, we’re here to help you reassess coverage and stay protected over time.
