Boat Insurance
Make waves with peace of mind using boat insurance trusted by Arizona watercraft owners to deliver strong coverage on and off the water.
Life on the water should be fun, not stressful. That’s why Polder Insurance offers boat insurance tailored to the needs of Arizona watercraft owners. Our plans cover powerboats, sailboats, pontoons, and more—protecting you from accidents, liability, theft, and damage both on and off the water. We also offer optional coverages like uninsured boater protection, fishing equipment replacement, and towing assistance. Whether you're exploring Arizona lakes or keeping your boat in storage, we help you find a policy that works for your vessel and your lifestyle.
Why Boat Insurance Matters
Boating is about freedom and relaxation—but a lack of insurance can turn a great day on the water into a financial headache. From collisions and sinking risks to theft, fuel spills, and liability claims, owning a boat in Arizona comes with responsibilities. A strong insurance plan helps protect your vessel, your passengers, and your finances, giving you peace of mind while you’re cruising the lake or storing your boat for the winter. It’s the smart way to enjoy every wave without worry.
How We Help With Boat Insurance
We’re here to help boat owners across Arizona get coverage that’s easy to understand and built to handle real-life water risks.
Protection for Boats On and Off the Water
We help you protect your boat whether it's in the water, on the trailer, or stored for the off-season.
Optional Coverage for Special Equipment
Our boat insurance can cover trolling motors, trailers, fish finders, and other essential gear.
Discounts for Safe Boaters
Safe boating matters—ask about rate discounts and policy options that reward responsible ownership.
